The US Housing Bust-Based on a UNworthy Investment-No Integrity Money


12-08-2017



Response from: Miss. Bayo Elizabeth Cary, AA, BA, MLIS



The Beginning of the End-America-No Longer A Hegemony:



The housing market contraction is casting a long shadow over the US economy and financial system. It will be a key issue in the November presidential election -- not least because public policy decisions may have contributed to the housing bubble and its collapse. (OxResearch Daily Brief Service, 2008, p. 1)



I think, that when entering the Intl job market, the first concern must be-who, are you customers, going to be. If you gain the required certifications honestly, through hard-work, and through study, then, you may have an opportunity, be become a reliable, and useful member, of the US economy. When, people lie, about their qualifications, or-take t a short-cut, any chance that is available, then, that is an indication, of poor business ethics. America, must be built, on more than the dollar alone. There needs to be: “integrity,” for the money to float. If, business owners, start off, as: a-moral, and unethical, then-there will be no: “integrity,” to support the value, of the US dollar.



Risky and Unsupportable US Home Loans Based on Uneducated and Unqualified Bankers and Banking Systems:



Housing bubble origins A major factor contributing to the unprecedented increase in housing prices between 2000-06 was a policy environment that actively encouraged homeownership. This objective, espoused during the administration of former President Bill Clinton and embraced by President George Bush, spawned an overly accommodative financial policy stance towards mortgage lending. (OxResearch Daily Brief Service, 2008, p. 1)



Right now, people all over the world, may-in-any-way, count on the value, of the US dollar. Around 2000, when America was struggling, due to the: “housing mortgage bubble,” America’s entire economy stagnated, and then, pulled down, Intl money markets, into the very same, filthy impoverished mire. Money is not always, the root of all evil. Money must be invested, and then spent-responsibly. When America invests, in honest, hard-working, reliable employees, the economy improves. When America invests, in: “risky futures,” that cannot be leverage into liquid assets, then, the American economy stagnates, and then drops-like: 1929.



US Housing Bubble Bust: Several indicators should have signaled the dangers of this overly stimulative mortgage lending policy (OxResearch Daily Brief Service, 2008, p. 1):



               Money, cannot not be earned, and traded, on a false pretense. A: “Black market,” and “Black money,” cannot be used, to support, an economy. It is wise, to look to other countries, such as: The Congo/Zaire, Zimbabwe, or The Ivory Coast-countries which are now dependent, on: IMF, and World Bank loans-like: Nigeria, because, they failed to balance a budget, and to invest safely. If you think, that I am saying, that America’s economy, is beginning to fail, like a third-world economy, from Africa-then you are correct. Americans are not investing safely. Americans are expecting high-returns, for no work-at-all. And, America is borrowing, refusing to pay other countries, like China back, and the sums, are mounting, beyond the trillions.





References



OxResearch Daily Brief Service. (2008). UNITED STATES: Housing bust will persist into 2009. Oxford. Vol. June. p. 1. Retrieved from https://search-proquest-com.library.capella.edu/marketresearch/docview/192333460/851A9A653F994C93PQ/4?accountid=2796


 



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