US INtelligence: "A Theory of Deception," Feel Safe? It's All Lies!


12-08-2017



Unit 9 Discussion 2 to Zwick

Response from: Miss. Bayo Elizabeth Cary, AA, BA, MLIS



US Banking: PayPal Money-Online Transactions-Stolen: “Online Money-Pit Business:”



As the original guardian of the Nation's financial payment systems, the Secret Service has a long history of protecting American consumers, industries and financial institutions. Over the last two decades, the Secret Service's statutory authorities have been reinforced to include access device fraud (18 USC [Sec.]1029), which includes credit and debit card fraud. The Secret Service also has concurrent jurisdiction with other law enforcement agencies for identity theft (18 USC [Sec.]1028), computer fraud (18 USC [Sec.]1030), and bank fraud (18 USC [Sec.]1344). (Congressional Documents and Publications, 2011, p. 1)



If money is exchanging hands, then you have a business. However, if you are online, and responding to inquiry, and you are sending out an analysis of threats, without receiving a financial gratitude-then, you are volunteering. I understand, that it is important, in the security, and IT forensics industry, to be able to prepare a full report, of: “threats,” that are affecting your customers, and the could potentially affect your customers. However, in-my-opinion, it is too difficult, to conduct all services, with computer networks, online, and through email communications.



Is US Secret Service Really Fighting Cyber-Crime-I Do Not Think So-Sometimes, Numbers Do Lie:



In 2010, the Secret Service's unique multifaceted approach to combating cyber crime led to the arrest of over 1,200 suspects for cyber crime related violations and the examination of 867 terabytes of data. To put it in perspective, that is nearly four times the amount of data collected in the archives of the Library of Congress n1. These investigations involved over $500 million in actual fraud loss and prevented approximately $7 billion in additional losses. As a result of our efforts, the Secret Service is recognized worldwide for our innovative approaches to detecting, investigating and preventing cyber crimes. (Congressional Documents and Publications, 2011, p. 1)

US Secret Service, and other law enforcement groups, are well-aware of the risks associated, with online business, and financial transactions-money loss, and stolen, through fraudulent transactions, and security breaches, occur every day-the numbers for corrective measures, are positive, however-there are no indications, of change, or even-of punitive damages.



          I am not trained, specifically, for computer repairs, or systems analysis. However, I have, in-the-past, needed help, with my computers, when: I lost access, or when-the system hard drive, burned-out, or, when, the information on the computer, had been converted, to an unusual computer language. I needed to take the physical computer, to a physical location, for a computer technician, to physically, take the structure apart, for a complete review. I am not comfortable, with computer boarding, for IT and security networks support-is anything safe?



It Is Not Safe To: Buy, Sell, or Trade Online-US Banking, is at Risk:



Advances in computer technology and greater access to personal information via the Internet have created a marketplace for transnational cyber criminals to share stolen information and criminal methodologies. As a result, the Secret Service has observed a marked increase in the quality, quantity and complexity of cyber crimes targeting private industry and critical infrastructure. (Congressional Documents and Publications, 2011, p. 1)



Being aware, of all of the problems, faced, by an IT professional, posed by a vulnerable world, of online financial transactions, has not led to a remedy. As an IT student, I spend many hours, online, and working on: computers, servers, and laptops.  The work, has exposed me, to a-number-of problems related, to: privacy, and to computer networking failures, related to the IT profession. Email, is not reliable. PayPal, is not reliable either. I think that it is a fallacy, of thinking, to consider the possibility, of reviewing, and controlling-everything, said online, about a company. When people post comments online, some are honest, and some are not. When a customer uses your services, if all-of-your interactions are online, you will not receive payments, for some of your services.



Knowing the Details, of the Nature of the Crimes Online, Has Been of No Help-Whatsoever:



These crimes include network intrusions, hacking attacks, development and use of malicious software, and account takeovers leading to significant data breaches affecting every sector of the world economy. As large companies have adopted more sophisticated protections against cyber-crime, criminals have adapted as well by increasing their attacks against small and medium-sized businesses, banks, and data processors. (Congressional Documents and Publications, 2011, p. 1)



Emails will be lost, and PayPal steals. I think, limiting your business, interactions, to all online correspondence, is damaging, to any business anywhere-including Amazon.com. Customers, need a store. Transactions, need to happen in person-at least, sometimes.



Finding Enough Evidence to Convict, In Cases of Cyber-Crimes, Is Not That Difficult:



The increasing level of collaboration among cyber-criminals raises both the complexity of investigating these cases and the level of potential harm to companies and individuals. For example, illicit Internet carding portals allow criminals to traffic stolen information in bulk quantities globally. These portals, or "carding forums," operate like online bazaars where criminals converge to trade personal financial data and cyber-tools of the trade. The websites vary in size; some of these criminal forums are limited to a few hundred members while others boast memberships of tens of thousands of users. (Congressional Documents and Publications, 2011, p. 1)



Concluding Comments: The Human Being, and The Nature of Caring:



Taking the person, and the personal interactions, out of, the business, is a mistake-you are subtracting, the importance of being human, and objectifying. When, all-of-your communications, and interactions, are based on computers, then, real human beings, are treated like inhuman, machines.





References





Congressional Documents and Publications. (2011). House Financial Services Subcommittee on Financial Institutions and Consumer Credit Hearing: "Cybersecurity: Threats to the Financial Sector." Federal Information and News Dispatch, Inc. p. 1. Retrieved from https://search-proquest-com.library.capella.edu/central/docview/892591762/fulltext/3D4A25BB12474B24PQ/1?accountid=27965


 



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